Showing posts with label spending fast. Show all posts
Showing posts with label spending fast. Show all posts

Sunday, January 15, 2012

So this might be hard...

I did my weekly shopping today, and am disappointed that I didn't spend less money, but feeling pretty good that I managed to reduce my impulse spending. It is clear that my spending for groceries will be less this month than what had become my normal (TOO high!), but probably not as good as I'd like it to be.

I also had another misstep. I'd run out of milk, so did buy a chai from a coffee shop one morning last week because I was so tired after staying up too late reading about someone who is asking the US to boycott buying Girl Scout cookies this year because Girl Scouts of Colorado let in a transgender girl to be a part of a troop if she wants. See more here. Suffice to say, I was torn! Reality is Girl Scouts is an organization who works to help girls speak up for what they believe in... and perhaps that is just what this girl is doing. But then I did go to their website.... I feel more sorry for this young girl now... I'm doubtful that she did this all on her own initiative.

I bump up against this conundrum on occasion. I purport to be so open and accepting, but how to deal with those who are judgmental or hateful? Isn't it just as bad to hate on someone who is being hateful?

Anyways...

I'm so incredibly proud of Girl Scouts, an organization I've belonged to for 22 years, and one that I will belong to the rest of my life. We are open and accepting as an organization and are providing such great opportunities to girls. I don't know who I would be without the touch of this organization on my life.

So, buy Girl Scout cookies starting on Saturday! Girls will be coming around door to door with cookies in hand this year! The proceeds from this go in part to the troop itself, the local council, and a small portion to the national organization. Before you say no to a girl, remember that she has a goal and a dream and selling cookies will help her get there. That seems worth at least $3.50 to me!

** my Girl Scout troop sold enough cookies last year to finance a camping trip to Sand Dunes national park, and had enough left over to get all the girls their new vests and books as they bridged up a level! That's some serious moola folks! **

Monday, January 09, 2012

My sister and I sometimes get together in Boulder on Sundays after she's done working at her Sunday job. It has always included lunch out, as well as browsing on Pearl Street (and luckily infrequent purchases!). I'm not sure how to reconcile this in 2012 - and as evidence I did spend money for lunch out at our favorite "in the rear" pizza place.

On the other hand, I will be spending very little this week for my food supplies. I purchased some on sale vegetarian sausage on a splurge (it's so good and so very rarely on sale!) and these two box lunches that were intriguing. I also paid for part of the Saturday dinner supplies - but being with my sis on Friday-Sunday am meant that my meal planning for those two days last week just got moved to this week! All in all I probably spent about $20. Not bad!

This seems pretty easy so far. I just need to figure out how to deal with Sundays in Boulder....

Monday, January 02, 2012

the benefits of tidying up!

I have just a few more hours left till a three day weekend comes to and end, and with it the avoidance of certain tasks. UHG!

One thing I tend to do when I'm procrastinating is clean and tidy my desk, my apartment, whatever is at hand. Well, a huge benefit to doing this today was finding a partially used book of forever stamps! It looks like I'll be in stamps for a good while, since one of the last purchases of 2011 was a book of stamps, knowing the price will be increasing soon.

That doesn't help me with what has to be done.

I also saw The Artist today, using the birthday gift card from my dad. It was great - so cool to see a silent film on the big screen. I found myself very glad that I'd taken the class in college about film of the 1920s. It really was a huge transition to the talkies, and many didn't think they'd last. The movie uses this history as the background to the film, and it's true what the critics and news writers are saying - it feels very much a tribute to filmmaking and its past. Some great cinematography. One shot particularly reminded me of Citizen Kane (which I finally saw, feeling guilty it had taken this film minor so long to see it... I did not particularly enjoy it!) at the angle it was set (both askew and from a lower to the ground perspective). The camera certainly benefitted its actors.

Funniest of all, at one point something was occurring that in a 'talkie' would have made a sudden, loud noise. The moment was somewhat intense/suspenseful, and I found my hands moving up to cover my ears! In a silent film! It makes me wonder about what it would have been like to grow up with silent films and then see a talkie.

I suppose I should remind myself that it was a productive day - even if not in the way I'd hoped. I did lots of laundry (and no using the dryer either - it is all hanging up in the bathroom!), tidied a bit, saw a great movie, finished a good book. A great weekend, if it weren't for tasks I'd liked to have done hanging over my head. I hate how I can guilt myself with that.

Onwards to a new day! The only bad thing that has happened in 2012 is my toughness on myself. I've only talked to people I love, I've only spent money on things I need, and have had delicious food! A great year so far :)

Sunday, January 01, 2012

One of the things I've been curious to find out more about, when reading the blogs of others on spending fasts, is how much they get paid a month. I do not get a bundle, and it is hard to imagine having as much success as others when I see what I get per month.

I know I'll be saving, and that is all that matters, but I'm wondering what my results will look like comparatively.

I'm excited to have started the fast because it reminds me of when I first got my job, 3.5 years ago. I was so excited by the thought that if I saved 1/2 my salary a year, I'd be able to pay off student loans within a few years. Well, I hadn't yet factored in the cost of living in my new town, not on a graduate school budget.

So while I might not be able to put 1/2 of my yearly earnings towards savings/loans, I look forward to figuring out exactly how much I can put towards debt. It might be something more like 1/8th of my salary, but it will be 1/8th more than I did before!

Thursday, December 29, 2011

The Challenge of a Spending Fast

I realized this AM that I had said I was going to get a tattoo, buy some boots (finally) and save for a new desk in 2012, two of which I had thought would occur shortly after the new year.

The desk can wait. I would like a real desk, but I should be thrifting for it rather than purchasing it from Ikea (which I have still avoided despite it's much anticipated opening) or elsewhere. My table works just fine, and is less bothersome now that my hulk of a 11 year old computer has been recycled and I have my nice (used) new macbook!

I suppose the boots can wait too. I don't really have a good skirt or dress to wear with them anyway. The socks I got for Christmas I can still wear (knee socks!), and the leggings can keep me warm till warmer weather allows me to wear flats with them.

The tattoo.... I'm still waffling over it anyways, partially just the pure fact it is a tattoo (really!? I never thought I would!), but also with the anticipated expenses in 2012 I'm wondering if this is a wise use of my money right now. And NOW with the spending fast I'm planning.... hmmm. I'm sure I could come up with a justification. Maybe I live a year with it in henna. I have enough henna to probably get me through most of the year.

Hmmm. In little ways I'm realizing how this will be very challenging. I guess I didn't realize how easily I let myself purchase things when I should have saved up for them. I could say I'd saved for the tattoo... I do have good savings right now. But I think that needs to go to Telluride with me.

And on the other hand it's exciting! I could really change my life in new ways with this fast. So I suppose no tattoo for now.

Wednesday, December 28, 2011

Testing the Waters!

Today I shared with a friend about my spending fast. Her birthday approaches on the 3rd, and since we typically do lunches for birthdays, I thought it would be considerate to let her know of my decision.

She was wonderful! She suggested a "stay in" sort of lunch and folks would order if they wanted, and I could still join them but pack my own lunch. What a great reaction!

And then walking home I got to thinking about the food from my favorite Chinese place, whom I haven't been able to order from since before Thanksgiving because the phone call never goes through. I hope they aren't closed. It may not be 2012 yet, but I took it as a chance to practice. Success! I had a great salad at home, some bread with jam, and dreams of Chinese have left for the day.

I'm also practicing conserving energy - fewer lights on in the place, and I've successfully turned the TV off.